Money Talks

Budgeting and saving,
made practical.

Plain-language articles on budgeting around your pay, getting ahead of the big bills, and saving without starting over every January. From the team behind QUBER.

Money Talks
From the budgeting app built around your pay
Your Wallet Just Got the Memo

Your Wallet Just Got the Memo

A simple budget helped 1,000 Quber savers increase monthly savings by 55%, with no extra income or strict cuts, just a plan and occasional check-ins.

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3,000+ Savers Just Hit $500. Here's How They Did It

3,000+ Savers Just Hit $500. Here's How They Did It

Over 3,000 savers reached $500 by automating small contributions, proof that small, consistent steps build emergency savings and momentum.

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You're Already Spending. Why Not Get Some of It Back?

You're Already Spending. Why Not Get Some of It Back?

Earn automatic cash back on everyday spending with Quber and watch it go straight into your savings, with no extra effort required.

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If You Save Me Today, I Will Save You Tomorrow

If You Save Me Today, I Will Save You Tomorrow

Build a simple automated savings habit with small regular transfers tied to paydays to create a financial cushion and reduce money stress.

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The Money Playbook Hidden Inside the World Cup

The Money Playbook Hidden Inside the World Cup

Build financial wins with a simple budget, emergency savings, and consistent small deposits, and treat every payday like a fresh kickoff.

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Down at Halftime? Your Financial Comeback Game Plan

Down at Halftime? Your Financial Comeback Game Plan

Fallen behind on savings? Make a comeback with calm tactics: adjust your budget, avoid risky fixes, restart small automatic transfers, and build momentum.

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Financial World Cup: A Winning Game Plan for Your Wallet

Financial World Cup: A Winning Game Plan for Your Wallet

Seven World Cup-inspired lessons: set clear goals, build a budget, automate savings, create an emergency fund, review progress, and celebrate wins.

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What to Look For in a Budgeting App

What to Look For in a Budgeting App

Most budgeting apps show where last month went. Here is what to look for if you want one that plans around your paydays and helps you save.

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Why Your Budget Is Your Best Defence Against Credit Card Debt

Why Your Budget Is Your Best Defence Against Credit Card Debt

A simple budget and modest emergency savings can prevent credit card debt from spiraling and help you pay balances down faster.

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How to Save for a Goal Without Raiding Your Emergency Fund

How to Save for a Goal Without Raiding Your Emergency Fund

Want to save for a vacation or a big purchase without touching your emergency fund? Learn how giving each goal its own pocket keeps your cushion protected, and your savings actually growing.

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Set It and Forget It: Why Automating Your Savings Actually Works

Set It and Forget It: Why Automating Your Savings Actually Works

Automate small, regular transfers to pay yourself first and build savings without relying on willpower; Quber makes scheduling and payroll deductions simple.

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Stop Paying NSF Fees: It's Easier Than You Think

Stop Paying NSF Fees: It's Easier Than You Think

Stop NSF fees by keeping a small checking buffer, tracking payment timing, using low-balance alerts, and aligning Quber contributions with your pay schedule.

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Two Ways to Pay Off Debt: How to Pick the Right One for You

Two Ways to Pay Off Debt: How to Pick the Right One for You

Avalanche or snowball? How each debt payoff method works, and how to pick the one you'll actually stick with.

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Stretch Your Paycheque Further: QUBER Cashback + Savings = Smart Money Moves

Stretch Your Paycheque Further: QUBER Cashback + Savings = Smart Money Moves

Save, earn cash-back, and get reward entries all with QUBER. More ways to stretch your paycheque and reach your financial goals.

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How to Enjoy Summer Fun Without Breaking the Bank

How to Enjoy Summer Fun Without Breaking the Bank

Summer’s here, cue the beach days, road trips, and weekend festivals. But let’s be real: the cost of all that fun can add up fast. Before your wallet starts to melt, check out our simple tips to enjoy the season without breaking the bank. From setting a “fun budget” to planning no-spend weekends, we

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Small Choices, Big Changes: Maximizing Your Money

Small Choices, Big Changes: Maximizing Your Money

Small financial choices can lead to significant changes, no matter your income level. In this blog, we explore how simple shifts in spending habits—like skipping daily coffee runs or setting small savings goals—can help anyone build financial stability. We highlight the power of budgeting, prioritiz

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Workplace Support: Danna's Kickstart to Saving Money

Workplace Support: Danna's Kickstart to Saving Money

Meet Danna, an Assistant Manager at Chick-fil-A Jackson Heights, who began her journey with the company as a team member during the pandemic in 2021. Like many, Danna once struggled to break free from the paycheck-to-paycheck cycle. But with the help of her employer and QUBER, she turned her financi

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From Mindset to Money: How To Live Your Richest Life

From Mindset to Money: How To Live Your Richest Life

Discover the secrets to living a rich life with QUBER! Our blog dives deep into the world of wealth, uncovering the habits and mindset of those who seem to have it all. Learn how to master your mindset and adopt a wealth-building mentality, with practical tips to kickstart your journey to financial

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The Student Saver: Christine's Path to Financial Wellness

The Student Saver: Christine's Path to Financial Wellness

Discover how Christine, a part-time laboratory technologist and full-time student, navigates the world of college life while prioritizing her financial wellness. Despite the demands of textbooks, tuition bills, and study sessions, Christine has mastered the art of saving money. From managing bill pa

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That Savings High: Why Stashing Cash Feels So Good

That Savings High: Why Stashing Cash Feels So Good

Uncover the science behind why saving money can be just as exhilarating as a shopping spree, and learn how to turn saving into a positive habit that leads to financial freedom. Every time you save money you trigger a dopamine rush, reinforcing your saving habits and keeping you motivated. Experience

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A Personalized Approach to Financial Wellness Programs

A Personalized Approach to Financial Wellness Programs

Catering to diverse financial needs is vital in today's workforce. Learn how QUBER empowers employees, regardless of their age, race, income, or background. From dreamers seeking homeownership to hopeful parents planning adoption, QUBER's match-based savings program supports various goals. Employees

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Transformative Journeys: Women Paving the Way to Financial Wellness

Transformative Journeys: Women Paving the Way to Financial Wellness

Explore inspiring journeys of women transforming their finances with QUBER. From overcoming debt to building emergency savings and achieving goals, learn how small steps lead to significant changes. Celebrate International Women's Day with tales of financial empowerment and discover the impact of QU

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Financial Literacy vs. Financial Action: Closing the Gap

Financial Literacy vs. Financial Action: Closing the Gap

Unlock financial wellness for employees in 2024! Explore how to bridge the gap between financial knowledge and action, going beyond literacy to empower employees with actionable habits. Discover QUBER's transformative approach, offering personalized Saving Goals, incentives, and a proven track recor

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Building Savings, Building Habits:  Brandon’s QUBER Success

Building Savings, Building Habits: Brandon’s QUBER Success

Embark on a financial journey with Brandon. His QUBER success story unfolds with a growing emergency fund, saving goals achieved, and financial habits reshaped. Brandon's experience underscores intentional saving, reflecting QUBER's commitment to accessible financial wellness. As he plans to continu

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10 Hard Money Truths (And What To Do About Them)

10 Hard Money Truths (And What To Do About Them)

Embark on a transformative journey with Hard Money Truths, where financial empowerment begins with acknowledging realities. Dive into the top 10 hard money truths, unraveling the impact of lifelong habits on your financial story. Learn the significance of emergency savings and take action by setting

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Natasha's Journey: A Story of Financial Resilience and Triumph

Natasha's Journey: A Story of Financial Resilience and Triumph

Discover Natasha's inspiring journey to financial triumph. Her story embodies resilience, highlighting the transformative impact of small steps toward financial wellness. From overcoming challenges to achieving her goals, Natasha's experience showcases the power of determination in building a health

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Financial Struggles in 2024: Unveiling Employee Pressures and Solutions

Financial Struggles in 2024: Unveiling Employee Pressures and Solutions

Facing broader systemic issues, today's workforce copes with pressures beyond income balancing. Rising inflation, high-interest debt, and constrained budgets fuel financial stress. Explore Emergency Savings Programs as proactive solutions to mitigate financial shocks. Discover their role in cultivat

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Taking Charge in 2024: Simple Steps, Big Wins

Taking Charge in 2024: Simple Steps, Big Wins

Looking to transform your finances in 2024? QUBER’s got your back! Break free from paycheck-to-paycheck living with simple yet powerful steps. Craft a tailored budget using our bucketed budget technique, and save big by curbing sneaky spending habits. Say no to 'Buy Now, Pay Later' traps, and crush

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Elevate Your Financial Game in 2024: Empower Your Money Moves

Elevate Your Financial Game in 2024: Empower Your Money Moves

Join the QUBER community in revolutionizing your financial habits for a prosperous 2024! Discover actionable steps and expert strategies to grown an emergency fund and elevate your financial game. From budget mastery to savvy spending and savings goals, empower your money moves with QUBER's guidance

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Sleigh Your Spending: QUBER's Guide to Debt-Free Holidays

Sleigh Your Spending: QUBER's Guide to Debt-Free Holidays

Experience a debt-free holiday season with QUBER's savvy savings strategies. Plan ahead and avoid credit card debt blues in January. Embrace mindful spending and prioritize savings for a stress-free start to the new year. Say goodbye to financial worries and hello to a joyful holiday season!

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Empower Your Employees to have Debt-Free Holidays with Year-Round Savings

Empower Your Employees to have Debt-Free Holidays with Year-Round Savings

Empower your employees for debt-free holidays with Quber's innovative year-round savings platform. Discover how small, effortless contributions throughout the year lead to stress-free holiday celebrations, avoiding emergency fund depletion or reliance on credit cards. Explore the transformative powe

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The Imperative of Emergency Savings: Mitigating 401(k) Plan 'Leakage'

The Imperative of Emergency Savings: Mitigating 401(k) Plan 'Leakage'

Unveiling alarming trends: 9 in 10 households face spending spikes surpassing income. Learn how QUBER advocates emergency savings to counter 401(k) plan 'leakage', ensuring financial stability.

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Celebrate Your Financial Wins with QUBER: A National Savings Day Exclusive!

Celebrate Your Financial Wins with QUBER: A National Savings Day Exclusive!

Your journey with QUBER is a remarkable testament to your financial empowerment. As you celebrate National Savings Day, revel in the strides you've made and look forward to the continued financial victories that await. With QUBER by your side, your financial future is brighter than ever!

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Empower Your Team's Financial Wellness with QUBER: A National Savings Day Special!

Empower Your Team's Financial Wellness with QUBER: A National Savings Day Special!

QUBER goes beyond being a mere emergency savings tool; it becomes a trusted financial companion, guiding employees towards a more secure and intentional approach to managing their money. This National Savings Day, let's celebrate not just the act of saving but the transformation of financial behavio

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QUBER User Profile: Lea-Ann

QUBER User Profile: Lea-Ann

We interview a Save to Win Grand Prize winner, Lea-Ann, to learn more about her life and money priorities.

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The Benefits of Bucketed Savings: Helping Employees Build Emergency Funds and Financial Stability

The Benefits of Bucketed Savings: Helping Employees Build Emergency Funds and Financial Stability

By investing in your employees with emergency savings programs and easy-to-use budgeting tools, like Quber, the financial security and stability of your team quickly becomes achievable. Quber can provide your employees with a safe and secure way to maintain their emergency savings as well as reach t

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Saving for the Holidays:  A Bucketed Approach

Saving for the Holidays: A Bucketed Approach

It’s the most wonderful time of the year, but it can also be the most expensive. Get your finances in order for the holidays without breaking the bank – prepare for your holiday expenses with our bucketed savings approach! Get started now and save for gifts, decorations, travel, and more. We make su

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Taking Control of Emotional Spending: Simple Tips to Curb Impulse Purchases

Taking Control of Emotional Spending: Simple Tips to Curb Impulse Purchases

This article provides tips to help curb emotional spending. It covers topics such as tracking spending, setting a budget, taking a time-out, finding healthy outlets, making a shopping list, and rewarding oneself. It also explains the causes of emotional spending and the signs that one may be spendin

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Money Management for All Ages: An Introduction to the 50-30-20 Rule

Money Management for All Ages: An Introduction to the 50-30-20 Rule

This article provides an introduction to the 50-30-20 rule, a budgeting approach that divides your after-tax income into three categories: needs, wants and savings. It includes an example budget using the 50-30-20 rule, steps to get started, and tips on tracking your spending and making adjustments.

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Emergency Savings is one of the easiest benefits to roll out, here’s why.

Emergency Savings is one of the easiest benefits to roll out, here’s why.

A sponsored emergency savings program is one of the easiest benefits to roll out. Find out the 5 simple steps required to roll out an emergency savings benefit to your employees.

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Let’s get lucky with saving money.

Let’s get lucky with saving money.

Financial luck starts with a positive mindset, and the willingness to want to succeed. Retrain your brain on how you think about money, visualize your goals, and take action..one lucky penny at a time.

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Massive Companies Are Offering Emergency Savings Benefits. Is Your Business Next?

Massive Companies Are Offering Emergency Savings Benefits. Is Your Business Next?

Huge companies like Starbucks, Levi’s and KFC are responding to today’s challenges and offering their employees emergency savings benefits. Could your business be next?

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Easy how-to guide on bucket budgeting.

Easy how-to guide on bucket budgeting.

By breaking down your budget into smaller buckets, you can easily identify what needs to be done in order to reach your goals. We’ll help you create your bucketed budget, and show you how to put it in action with the QUBER app.

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5 Financial Mistakes to Avoid in Your Youth

5 Financial Mistakes to Avoid in Your Youth

If you’re in your 20’s (or even younger), we wanted to highlight five mistakes you should avoid making with your money if you want to set yourself up for financial success later in life.

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4 Benefits Trends to Look Out For in 2023

4 Benefits Trends to Look Out For in 2023

We share an overview of some trends in employee benefits that employers and HR professionals should be taking note of in 2023 in order to offer their employees the most valuable package they can.

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QUBER User Profile: Diana

QUBER User Profile: Diana

We interview an American QUBER user, Diana, to learn more about her life and her experiences with money management.

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4 Things You Miss Out On When You Neglect To Save

4 Things You Miss Out On When You Neglect To Save

There’s a real opportunity cost you face when you neglect to tend your savings account. We share four examples of things you’ll miss out on when you don’t save money on a regular basis.

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4 Must-Have Benefits To Offer Your Remote Workers

4 Must-Have Benefits To Offer Your Remote Workers

Remote work is here to stay. We share a few of the best employee benefits you should be offering your remote workforce to improve their lives, keep them productive and strengthen their relationship with your business.

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10 Examples of Short-term Financial Goals (And Why They’re Important)

10 Examples of Short-term Financial Goals (And Why They’re Important)

Staying focused on saving money can be tough, but it gets much easier when you have a goal. We share ideas for 10 short-term financial goals (and more on why they’re important) to get you thinking about what you could achieve with your money.

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What is an Emergency Savings Account?

What is an Emergency Savings Account?

An emergency savings account is a type of employee benefit that’s growing in popularity, but what is it, and how does it help employees? We go into more detail about this type of saving plan and why this benefit should be on your organization’s radar moving into 2023.

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What is Buy Now, Pay Later?

What is Buy Now, Pay Later?

Many companies offer "buy now, pay later" financing as an alternative option to credit at checkout, but how does it work, and what do you need to know?

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5 Ways to Increase your Employee Benefits Uptake Rate

5 Ways to Increase your Employee Benefits Uptake Rate

Your organization can’t reap the rewards of offering a benefits package if few employees are participating in your programs. We share a few suggestions of ways your HR department can work to improve your benefits uptake rate and get more employees to take advantage of what you’re offering.

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What Are You Saving Money For?

What Are You Saving Money For?

Hey QUBER community - what are you saving money for these days? We share a few ideas you can use to get focused on your financial goals this fall.

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5 Ways to Encourage Your Employees to Save Money

5 Ways to Encourage Your Employees to Save Money

If you’re looking for ways to encourage the habit of saving money within your organization, we’ve got a few suggestions you can use to motivate your employees and boost their results.

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Understanding Your “Why”: How to Stay Motivated to Save

Understanding Your “Why”: How to Stay Motivated to Save

If you struggle with staying on track when it comes to saving, we’ve got a suggestion for you: find your “why”. We share a bit on determining what your “why” is and how to use it stay focused on achieving what you really want with your money.

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7 Ways to Beat Credit Card Addiction

7 Ways to Beat Credit Card Addiction

We share 7 suggestions for ways you can re-shape your spending habits and overall relationship with your credit card.

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5 Benefits That Promote Diversity and Inclusion

5 Benefits That Promote Diversity and Inclusion

Have you considered how diversity and inclusion might be being skipped over in your benefits plan? We’ve got 5 suggestions for inclusive benefits that’ll offer value to all employees, regardless of which demographic groups they belong to.

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20 Inexpensive Ways to Have Fun This Summer

20 Inexpensive Ways to Have Fun This Summer

Looking for ways to have fun this summer without breaking the bank? We’ve got 20 suggestions for you that should keep you busy and having a blast.

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5 Financial Tips for Young Adults

5 Financial Tips for Young Adults

We share five helpful tips for those who are just starting to manage their money independently.

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How To Earn Extra Income: Part Two

How To Earn Extra Income: Part Two

We share a few more ideas on how you can be supplementing your main source of income.

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4 Proven Retention Strategies for 2022

4 Proven Retention Strategies for 2022

We share 4 strategies that are proven to help with employee retention, such as going remote.

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How To Boost Your Retirement Savings At Any Age

How To Boost Your Retirement Savings At Any Age

We share a few tips that’ll help people at any age grow their retirement fund.

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3 Reasons Why You Should Shift Towards Short-Term Benefits

3 Reasons Why You Should Shift Towards Short-Term Benefits

We break down 3 reasons why it’s important your employee benefits plan should shift it’s focus towards addressing short-term financial needs.

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How to Vacation on a Budget

How to Vacation on a Budget

We share a few tips that’ll help you enjoy your dream vacation without spending a fortune.

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What is Financial Wellness?

What is Financial Wellness?

Despite the fact that talk of financial wellness is everywhere, there’s still confusion about what it is and why it’s important. We break down these points and share more on what employers can do to help their employees improve their financial wellness.

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7 Tips To Help You Save For A Home Down Payment Faster

7 Tips To Help You Save For A Home Down Payment Faster

We share 7 tips that’ll help first-time home buyers make up their down payment in no time.

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Setting Financial Goals for 2022

Setting Financial Goals for 2022

We share a few tips that’ll help you achieve your financial goals in 2022.

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HR in 2022: The Major Problem Everyone's Dealing With

HR in 2022: The Major Problem Everyone's Dealing With

We go over one of the most pressing issues for HR professionals in 2022 and what can be done to combat it.

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Our Final Thoughts on 2021

Our Final Thoughts on 2021

We share our final thoughts on 2021 and a few tips on how you can make 2022 your best financial year yet.

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How you can support your small business’ employee financial wellness

How you can support your small business’ employee financial wellness

Samantha Lloyd from Railz [https://railz.ai] shares about how helping your employees achieve financial wellness creates a stronger organization overall.

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What can I do with an extra $300?

What can I do with an extra $300?

We share a few ideas for what you could do with your savings from our Sun Life inspired Fall Challenge.

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Men, Women and Money: How Financial Life Differs Between the Sexes

Men, Women and Money: How Financial Life Differs Between the Sexes

We feature a guest piece by Kristine Beese of Untangle Money [https://www.untangle.money] on how financial life differs for men and women. Her research may surprise you!

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How can an advisor help me manage my debt?

How can an advisor help me manage my debt?

We share a few key ways advisors can help if you’re trying to tackle debt.

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I’m Not On Track To Reach My Financial Goals. Help!

I’m Not On Track To Reach My Financial Goals. Help!

We share a few tips for those who are looking to get back on track with their financial routine.

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How can an advisor help me with investing?

How can an advisor help me with investing?

Wondering how an advisor can help you in the world of investing? We’ve got three reasons why seeking out professional advice might be right for you.

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How to Teach Your Teen Financial Literacy

How to Teach Your Teen Financial Literacy

Looking for ways to teach your teenager about money? We’ve got a few tips that’ll help make the process easier for both of you.

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5 Post-Debt Tips: How to Break the Cycle

5 Post-Debt Tips: How to Break the Cycle

Recently paid off some debt? We’ve got 5 tips to help you break the cycle and continue living a debt-free life.

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The “Turnover Tsunami” and What It Means For You

The “Turnover Tsunami” and What It Means For You

Wondering how the “turnover tsunami” of 2021 might affect your business? We examine the reasons behind the recent wave of employee turnover and how you can mitigate its effects.

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RESPs: What You Need To Know

RESPs: What You Need To Know

We share a few key pieces of info you'll want to know if you're thinking about opening an RESP for your child.

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How to Build a Great Credit Score: Breaking Down the Steps

How to Build a Great Credit Score: Breaking Down the Steps

Our friends from The Credit Counselling Society [https://nomoredebts.org] have shared some valuable insight into how credit scores are calculated and included a few simple actions you can take to help improve yours.

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6 Tips for Beginner Investors: How To Get Started

6 Tips for Beginner Investors: How To Get Started

If you’re interested in getting involved in the stock market but don’t know where to start, we’ve got six tips to help get you on the right track.

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5 Ways Financial Stress Impacts Your Business

5 Ways Financial Stress Impacts Your Business

We share 5 ways your employees’ financial stress can negatively impact your business.

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A Beginner’s Guide to Cryptocurrency

A Beginner’s Guide to Cryptocurrency

Interested in learning more about cryptocurrency? We've compiled some of the basics you need to know, plus our recommendations for those looking to get in the game.

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9 Money Mistakes You Should Be Avoiding

9 Money Mistakes You Should Be Avoiding

Are you making any of these money mistakes? Check out our list of warning signs for tips on what you should be avoiding when it comes to personal finance.

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8 Ways to Save Money on Groceries

8 Ways to Save Money on Groceries

Looking to reduce the amount you're spending at the grocery store? We've got 8 simple tricks that'll help you minimize your food bills and keep more of your hard-earned cash.

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6 Ways to Cater to Your Millennial and Gen Z Employees

6 Ways to Cater to Your Millennial and Gen Z Employees

Trying to connect with your younger employees? We've got six suggestions that'll help you engage and retain your Millennial and Gen Z employees better than ever before!

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QUBER User Profile: Stephanie

QUBER User Profile: Stephanie

We sat down with Stephanie, our Save to Win $5000 prize winner, to ask her a bit about her journey with personal finance.

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5 Reasons You Need An Emergency Fund

5 Reasons You Need An Emergency Fund

We share five reasons why having an emergency fund is essential.

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6 Tips to Help Crush Your Student Debt

6 Tips to Help Crush Your Student Debt

We’ve got 6 tips for students and recent grads who are looking for advice on how to crush their student debt.

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10 Signs You’re Living Beyond Your Means

10 Signs You’re Living Beyond Your Means

Unsure if you’re living within your means? We’ve compiled 10 warning signs that’ll help you determine if you’re spending more than you can afford to.

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10 Tips to Help You Eliminate Your Debt

10 Tips to Help You Eliminate Your Debt

We offer 10 suggestions that’ll help you pay down your debts as fast as possible.

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5 Reasons You Should Be Offering Your Employees a Match-Based Saving Plan

5 Reasons You Should Be Offering Your Employees a Match-Based Saving Plan

We share our top 5 reasons why a match-based saving plan is the ideal benefits package to offer your employees.

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Understanding Your Credit Report

Understanding Your Credit Report

We share the basics on credit reporting and scores so you can manage yours as effectively as possible.

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QUBER Hacks: Using the App to Your Best Advantage

QUBER Hacks: Using the App to Your Best Advantage

We share a few tips that’ll help you streamline your experience using the app and maximize the number of rewards you can earn using QUBER.

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A Guide to Your 2021 Tax Season in Canada

A Guide to Your 2021 Tax Season in Canada

We’ve compiled coverage on some of the most notable aspects of tax season, including tax returns, the tax liabilities created by collecting emergency benefits and new tax credits to help you minimize what you owe for 2020.

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High-Interest Savings in Canada

High-Interest Savings in Canada

When it comes to your savings, keeping them in an account where they’ll earn the highest interest rate possible is a no-brainer. To help you make a decision about where to keep your savings, we’ve compiled the info you need to know and a list of Canada’s best HISA’s.

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How To: Cater to Your Female Employees

How To: Cater to Your Female Employees

In honour of Women’s History Month, we’ve broken down a few of the things employers should be paying attention to when it comes to their female employees.

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RESP’s 101: The Basics

RESP’s 101: The Basics

Considering opening an RESP to help prepare for the costs of your child’s education? We’ve compiled the basic info you need to know before you start saving.

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Our #IWD Contest Results

We received hundreds of entries as part of our recent #IWD contest, and we’ve compiled some of them here (including our winners!). Thank you to all who submitted a nomination - we wish we could share them all!

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Canadian Women and Money in 6 Stats

Canadian Women and Money in 6 Stats

We’ve collected six stats that highlight the dynamics between Canadian women and money. The future is female!

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Everything You Need to Know about RRSP’s

Everything You Need to Know about RRSP’s

We cover the basics of Registered Retirement Savings Plans, also known as RRSP’s.

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5 Employee Benefits Trends to Watch for in 2021

5 Employee Benefits Trends to Watch for in 2021

We’ve compiled 5 of the top trends to watch for in the employee benefits market in Canada in 2021.

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The Investor’s Glossary

The Investor’s Glossary

Interested in learning more about investing, but feel alienated by the vocabulary that comes with it? Our glossary will help you navigate the world of investing with ease.

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Estate Planning 101: Debunking Common Misconceptions

Estate Planning 101: Debunking Common Misconceptions

Our friends from Willful [https://www.willful.co/?utm_campaign=115&utm_content=&utm_medium=affiliate&utm_source=hasoffersaff1234&utm_term=] have put together a short guide that’ll help clarify some of the most common myths about estate planning.

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Financial Advisors 101: The Basics

Financial Advisors 101: The Basics

If you’ve never seen a financial advisor but are wondering if you should, we’ve compiled some of the basics on what financial advisors do and how they can help you grow and protect your wealth as effectively as possible.

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An Intro to Prize-Linked Saving

An Intro to Prize-Linked Saving

What if you could play the lottery, but instead of spending money to participate, you could save money? Though we offer prize-linked saving within QUBER as Save to Win, it's a concept that exists around the world.

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How To: Create A Financial Wellness Program

How To: Create A Financial Wellness Program

We offer a brief guide on how to put together a financial wellness program that’ll help your employees boost their financial health, distinguish your organization from your competitors and ultimately empower your business to reach it’s ultimate goals faster.

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Life Insurance 101: What You Need To Know

Life Insurance 101: What You Need To Know

We know it's probably not something you want to think about, but are you certain that your loved ones are going to be financially taken care of in the event something happens to you? Our friends at PolicyMe [https://api.fintelconnect.com/t/l/60058d9efbe2ba0020100689], Canada's best digital life ins

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TFSA’s: Everything You Need To Know

TFSA’s: Everything You Need To Know

We’ve compiled the basics on Canadian TFSA’s so you can manage yours effectively this year.

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A Beginner’s Guide to Creating a Financial Calendar

A Beginner’s Guide to Creating a Financial Calendar

Ready to hit the ground running with your finances in 2021? Our first Money Talks article of the year offers a guide on how to map out your next 12 months of financial commitments so you can reach your financial goals with ease.

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Our Final Thoughts on 2020

Our Final Thoughts on 2020

We share our final thoughts on a financially tumultuous year, including some of the results of our December User Survey.

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How to: Set Goals and Actually Reach Them

How to: Set Goals and Actually Reach Them

New year, new me! We’ve compiled a few tips on how to set goals effectively and avoid falling off track as you work to achieve them.

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10 Stats Canadian Employers Should Be Paying Attention To Right Now

10 Stats Canadian Employers Should Be Paying Attention To Right Now

As we wrap up 2020, we wanted to share 10 stats that all Canadian employers should be paying attention to right now.

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A Chat with QUBER Co-founder, Jen Leger

A Chat with QUBER Co-founder, Jen Leger

QUBER co-founder Jen Leger shares a bit about herself, her journey with financial literacy, what inspired her to start QUBER and more.

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6 Ways You Could Be Earning Extra Income

6 Ways You Could Be Earning Extra Income

If you’ve been thinking about how to grow your income separate from what you earn at your current position, you’re definitely not alone. We offer up six strategies that you could be employing to earn some extra cash without having to take on a second job.

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Benefits 101

Benefits 101

Canadians need extra support from their employers more than ever. We’ve compiled a list of various types of benefits for employers, and highlight why it’s so important to ensure your employees are offered a comprehensive benefits package.

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How to: Make Smart Financial Decisions over the Holidays

How to: Make Smart Financial Decisions over the Holidays

December brings joy and holiday celebrations, but it can also too easily become a time of overindulgence and overspending. We offer a few tips on how to stay on track with your holiday budget and start the new year on a financial high note.

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The Best Personal Finance Advice, According to You

The Best Personal Finance Advice, According to You

We asked you for your best personal finance tips and you delivered! We’ve compiled the entries submitted as part of our Financial Literacy Month giveaway to archive the great financial management tips offered up by QUBER users like you.

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Prioritizing your Mission, Vision, and Values

Prioritizing your Mission, Vision, and Values

A organization’s mission, vision and values should serve as its guiding framework and determine it’s behavioural code, but these concepts can also be used to strengthen critical metrics like employee engagement.

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10 Personal Finance Strategies to Master Your Money in 2021

10 Personal Finance Strategies to Master Your Money in 2021

Enoch Omololu, author of personal finance blog Savvy New Canadians [https://www.savvynewcanadians.com/], visits Money Talks as a guest blogger and offers us his take on how to master your finances in the new year.

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Financial Fraud in Canada

Financial Fraud in Canada

We cover the basics of financial fraud: what it is, why it happens and how you can protect yourself from becoming a victim.

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What Do Your Employees Need Right Now?

What Do Your Employees Need Right Now?

It’s a question that employers should always be asking, but never more so than now. Read on for more on on how you can most effectively be supporting your employees as they financially cope with the effects of COVID-19.

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A Beginner’s Guide to Budgeting

A Beginner’s Guide to Budgeting

Interested in creating your first budget? We offer a step-by-step process on how you can get started on your new financial habit.

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How to: Improve your Bad Habits

How to: Improve your Bad Habits

If you’ve ever tried to change a bad habit, you’ll know it’s easier said than done. As adopting good habits makes good financial sense, we’ve compiled a few tips on how you can accomplish long-term improvements on your bad habits.

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Mental Health in the Workplace

Mental Health in the Workplace

Though it has become a more common topic of discussion in recent years, there’s still plenty of work to do in normalizing mental health issues in the workplace. Read on for more info on how mental illness affects employees and how your organization can work to ensure your team combats the problem ef

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Bank Fees 101

Bank Fees 101

Even if you’ve had a bank account for decades, you may still be falling prey to bank charges on a regular basis if you’re not careful. In that light, we took a closer look at the most common types of bank fees and offered some advice on how you can avoid paying them.

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QUBER User Profile: Kimberly

QUBER User Profile: Kimberly

When you're making an effort to improve your financial habits, it helps to hear from others who have experienced the same things you're going through. We sat down with one of QUBER's long-time users, Kim, to ask her about her ups and downs with money management and how she's learned to take control

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The Value of Vacation

The Value of Vacation

Are your employees getting enough vacation time? By ensuring your team is getting enough time away from their professional responsibilities, you can positively impact the quality of their contributions to your organization during business hours.

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8 Money Myths You Need to Shake

8 Money Myths You Need to Shake

There’s a good chance that you’ve let money myths influence some of your financial decision making without even realizing it. In that light, we’ve compiled a few of the most common money myths and examined why it could be time to change your perspective.

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Employers and Financial Wellness

Employers and Financial Wellness

48% of Canadians have lost sleep over their finances. This reality is causing a shift in Canada: more and more Canadians believe that employers should be stepping up to help resolve financial inequality in our country and ensure all Canadians are able to achieve financial security.

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Promoting Financial Wellness in the Workplace: QUBER & Red Tab Foundation

Promoting Financial Wellness in the Workplace: QUBER & Red Tab Foundation

Jen Leger, co-founder of QUBER, and Jenny Calvert, Executive Director of Red Tab Foundation, sat down to discuss how employers are perfectly positioned to make huge, positive impacts on their employees' financial health as they stand to strengthen their organizations greatly in the process.

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Taking Control of your Vices

Taking Control of your Vices

If you find you're constantly spending all your extra cash on the same non-essential purchases, it may be time to reassess your relationship with your vices. Read on for tips on how to reduce your spending on your vices while still enjoying the things you love.

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Emergency Funds 101

Emergency Funds 101

Are you confident that you’re prepared for a sudden financial emergency? If not, you should probably get started on creating an emergency fund. Read on for answers to some of the most commonly asked questions about emergency funds so you get off on the right foot!

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Canadian Women & COVID-19

Canadian Women & COVID-19

Canada’s working women are feeling dramatic, negative effects on their financial and mental health as a result of the global COVID-19 pandemic. We offer some background information on what’s causing these problems and what you as an employer can do to help resolve them.

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Eating Well on a Budget

Eating Well on a Budget

Eating well and spending less on food doesn’t have to be mutually exclusive. By following some of our tips, you can reduce the amount of money you spend on food while still eating amazing meals!

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Money Management and Your Kids

Money Management and Your Kids

In honour of Canada’s kids going back to school next week, this week’s article is all about the importance of teaching children to manage money. We offer a few tips on how you can educate your kids about the practices of saving, spending and earning money.

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How to: Boost Employee Engagement & Retention

How to: Boost Employee Engagement & Retention

If you’re an employer looking for ways to boost your organization's employee engagement and retention rates, this week’s post offers a few tips that will help you accomplish your goals.

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How to: Manage the Cost of a Dog Mindfully

How to: Manage the Cost of a Dog Mindfully

If you're considering becoming a dog owner for the first time, this week's edition of Money Talks will give you an idea of what you need to budget for and how you can manage the cost of your pet's needs effectively.

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Dress for Success, for Less

Dress for Success, for Less

If you want to develop a great sense of style while keeping your bottom line in mind, we offer a few tips on how to make the most of your clothing budget.

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An Intro to Match-based Saving

An Intro to Match-based Saving

If you’re an employer looking to offer their employees a greater degree of financial support while also boosting productivity and employee retention, match-based savings may be right for you!

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Financial Insecurity in Canada

Financial Insecurity in Canada

Millions of Canadians experience financial insecurity every day. We offer an overview of what it is, what causes it and what you can do to protect yourself.

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QUBER User Profile: Michelle

QUBER User Profile: Michelle

We spoke with one of QUBER’s long-time users to ask her about her experiences with taking control of her finances.

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Advice from the World’s Top Figures in Finance

Advice from the World’s Top Figures in Finance

We’ve compiled some great advice from a few of the biggest names in global finance on how to manage your money more effectively.

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Reduce Your Plastic Use, Grow Your Savings

Reduce Your Plastic Use, Grow Your Savings

If you’re looking to make some eco-friendly changes to your lifestyle, check out our advice on how to save money while reducing the amount of plastic you use.

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A Chat with our Top Saver of 2019

A Chat with our Top Saver of 2019

We sat down with QUBER’s top saver of 2019 to get her advice on how to save more money and take control of poor financial habits.

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A Beginner’s Guide to Financial Planning

A Beginner’s Guide to Financial Planning

Unsure about where to start with financial planning? We outline the first few steps you’ll need to take to get yourself started.

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Online Shopping:        Resisting the Urge

Online Shopping: Resisting the Urge

We offer a few tips on how to avoid making impulsive purchases online.

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