We challenge you to get focused
about saving!

FAQs

What is a Saving Challenge?

By accepting a QUBER Saving Challenge, you are pledging to save an amount of money in your QUBER Vault by a pre-determined date (for example, save $1000 in 52 weeks). You’ll have a choice to save on a biweekly or a monthly schedule. The set amount correlates to your chosen frequency and how much you’ll need to save to complete the Challenge by the deadline. There are no penalties for failing to complete a Challenge, but if you succeed, you’ll be that much closer to reaching your goals!

Please note: A group Saving Challenge is an exclusive Saving Challenge with incentives that only members of an approved group are eligible to join. To join a group Saving Challenge, you will be required to enter some eligibility details or provide a verification code. If you are trying to join a group Saving Challenge you know you’re eligible for but aren’t able to do so, please contact your group’s administrator to be added to their list.

Do I need to pay a fee to join a Saving Challenge?

It is completely free to participate in our Saving Challenges. There are no fees.

How do I add a new Saving Challenge?

Go to the Challenges section of your app by tapping the gold trophy icon on your dashboard or by selecting ‘Challenges’ on your menu. Tap the ‘Add a Challenge’ button at the bottom of your screen to view the list of available Challenges.

I’m having a tight week and want to skip one payment for my Saving Challenge. Can I do that?

QUBER Saving Challenges allow you to skip a transfer, but in most cases if you do, you’ll miss out on earning ballots for that transfer.

Some group Saving Challenges do allow for users to skip a transfer, but it may impact their eligibility to earn some/all of their incentives. If you’re a group member and you’re unsure about how a skip will affect you, we recommend confirming with your administrator or emailing us at support@qubersavings.com before doing so.

If you find that the Saving Challenge’s structure is too much to commit to at the moment, you might prefer saving into a Saving Jar instead. With a Jar, you can choose exactly how much and how often you want to save by setting your own Saving Rules.

Can I cashout money part way through a Challenge?

You can stop a Saving Challenge at any time and cash it out in part or in full if you need the money you’ve saved in it. To do so, press the blue Cashout button in the middle of your Challenge’s screen. If you have money moving to The Vault for that Challenge, you’ll only be able to cashout the funds that are reflected in your QUBER Vault balance (not those that are marked as “in transit”). If you decide to quit your Challenge when you cashout, you are welcome to try again at any time.

Some group Saving Challenges do allow for users to cashout and continue, but if you’re a group member we recommend confirming with your administrator or emailing us at support@qubersavings.com before doing so.

Are there any restrictions on Saving Challenges?

No! You can join as many Saving Challenges as you like. This includes combining group Challenges and open, QUBER Challenges. Though we would recommend that first-time users focus on one Saving Challenge at a time so they don’t overcommit, participate in as many Saving Challenges as you’d like to maximize your Vault balance growth.

How do I earn the Starting bonus?

Some challenges offer a Starting bonus. The Starting bonus is earned as soon as you start the Challenge.

How do I earn the Saving bonus?

Some challenges offer a Saving bonus. The Saving bonus is earned for each successful transfer of money following the saving schedule of the Challenge. Once the money clears in the system, you’ll earn the Saving bonus.

How do I earn the Streak bonus?

Some challenges offer a Streak bonus. To earn the Streak bonus, you must save a certain amount of times in a row, without skipping the transfer or having a failed transfer due to bank errors.

How do I earn the Completion bonus?

Some challenges offer a Completion bonus. To earn the Completion bonus, you must have the Goal amount saved in the Challenge at the end of the Challenge. That means during the Challenge, you would not have skipped a transfer, cashed out any money, or had any bank errors that resulted in a failed transfer.

How do I earn the Refer to Earn bonus?

Some challenges offer a Refer to Earn bonus. To earn the Refer to Earn bonus, you must use your referral code to refer other members to the program. Once they make their first successful transfer, you’ll earn the Refer to Earn bonus.